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Checklist for buyers:

ℑ Be an informed buyer, especially if you are a first time buyer.

ℑ Be familiar with the mortgage process and what is available.

ℑ Begin the application process by getting pre-approved from a Mortgage Lender. Do this first. Your Agent will need your mortgage qualification, and it will significantly strengthen your offer when you find a home. At LendingTree.com, you can submit a quick and easy application, and within 2 business days get up to 4 offers from lenders so that you can compare terms and rates.

ℑ Get your financial picture in focus as soon as possible. Since it is an important component, be aware of your credit situation.

ℑ The best time to work on your budget is before you move.

ℑ There is a timeline to buying a home and you should be familiar with it.

ℑ Find an Agent that you trust. It is important to do this before you go rushing off looking for homes or you may end up with no representation.

ℑ Determine your housing needs and wants to determine what types of houses you should be considering.

ℑ House Hunting Time! Make a scorecard for each house to help you keep track of the properties you've seen.

ℑ Let your agent help you familiarize yourself with how to set a value on a house. This can save you a great deal of time and helps to avoid disappointment.

ℑ When you find an acceptable house, your agent will write your offer up.

ℑ Your agent will negotiate your best deal using the information they have acquired and your desires.

ℑ Your agent will arrange for the home inspection

ℑ Compare and secure homeowners insurance.

ℑ Your agent will arrange for closing agent or attorney and make all final preparations for closing.

ℑ Make moving plans. If you plan to use a moving company, make comparisons and reserve time now.

ℑ Secure final loan approval and commitment from the lending institution. If you have done your "up-front" work, this should be one of your easiest steps. Your agent will assist you with this as well.

ℑ Time for the Final Walk Through

ℑ Final Closing and Settlement

ℑ Move to your new home and begin enjoying it--you deserve it!

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